Friday, May 3, 2019

As part of the celebration of 900 years of the Cahors Cathedral in Cahors, France, celebration ongoing through April, a precious relic was carried in procession through the streets of the city on Saturday, April 27: the Holy Headdress of Christ.

The Holy Headdress is recognized by tradition as the veil that covered the head of Jesus when he was buried. By one tradition, Charlemagne brought back the relic of Jerusalem and offered it to the diocese of Cahors. The relic has been venerated in Cahors since the construction of the cathedral 900 years ago.

The “Sainte Coiffe” got back into the streets of Cahors for the first time in nearly eight decades. The relic was carried in procession followed by, according to varying reports, nearly 2000 people, perhaps some hundreds more, in an event both for believers and curious. The procession made its way at the pace of hymns and prayers, through the narrow streets of the town, then on the banks of the Lot, and ended on the forecourt of the cathedral.

The event was sustained by the city of Cahors, the State of France, and the civil society, for which many people have invested themselves, including volunteers.

Other celebrations and other events have been planned in Cahors until December.

• The procession at the Rue des Soubirous. Image: Genium.

• The procession at the Rue du Château du Roi. Image: Genium.

• The procession at the Rue du Château du Roi. Image: Genium.

• The procession at the Rue nationale. Image: Genium.

• The procession at the Place Hélène Metges. Image: Genium.

Wednesday, May 24, 2006

The on-again, off-again requirement that California high school seniors must pass the High School Exit Exam is back on again, after the California State Supreme Court today granted the state’s request that the court stay a lower court’s decision to stop schools from requiring the test.

Lawyers for State Superintendent of Schools Jack O’Connell asked for the stay after Alameda County Superior Court Judge Robert Freedman ruled May 12 that the test requirement was unfair and unconstitutional, and forbade the state’s schools from using it as a graduation requirement. O’Connell’s lawyers also asked the Supreme Court to hear their argument that the Court should endorse the test and overturn Freedman’s ruling, but the Court sent the case down to the 1st District Court of Appeal for hearings.

“I am extremely pleased that the Supreme Court has reinstated the California High School Exit Exam as a condition for graduation,” O’Connell said after the decision was announced. “As a result, school districts can continue their graduation exercises as planned before this litigation began.”

Arturo Gonzalez, lead counsel for the students who challenged the test in court, told the James Logan Courier, “Our clients are disappointed in today’s 4-3 split decision of the California Supreme Court. However, this fight is not over. We intend to seek immediate relief in the court of appeals in San Francisco. We are hopeful that oral argument can be scheduled in time to obtain an order that would allow the Class of 2006 to graduate.”

O’Connell said he’s instructing school districts to withhold diplomas from those who haven’t passed the test. “I will communicate with districts today to ensure they are aware that the exit exam is a graduation requirement,” he said. ” Students who have worked hard to pass this exam will be given a diploma that signifies their mastery of essential skills in reading and math. I hope that this decision will give students in the class of 2006, their parents, and their schools certainty.

California Gov. Arnold Schwarzenegger praised the court’s decision. “”Today’s ruling is a victory for the children of California and for our future as a state,” said Schwarzenegger. “The exit exam ensures that our schools are living up to their responsibility by giving our students the skills and the knowledge they need to succeed in college and in the workplace. Postponement would have deprived us of the best tool we have to measure how well schools are doing their job.”

The ruling affects about 70 students at James Logan High School who haven’t passed either the math or language arts portions of the test, or both. As many as 47,000 are affected statewide.

“It’s crazy, I want to cry,” said Zuhal, a senior who hasn’t yet passed the test after she heard the news. Then she started crying.

Raymond, a senior who has had trouble with the math portion of the test, said he had made plans for graduating based on Freedman’s banning of the test. “I’m really disappointed,” he said. “I feel really bad. They should cancel it right now. Graduation day is too near.”

Both students took the test earlier this month, but won’t know if they passed until August 15, said Ray, too late to receive a diploma with their classmates.

“The Supreme Court did not say that Judge Freedman was wrong. Four justices simply questioned whether allowing our clients to graduate was the appropriate remedy,” said Gonzalez, “We intend to demonstrate that the relief was proper. If the constitutional rights of our children are violated, we cannot punish them further by depriving them of a diploma that they have rightfully earned by passing all required courses.”

O’Connell said students who haven’t passed the test would have more opportunities. “We will not give up on the students who are still struggling to pass,” O’Connell said, ” They will continue to be given every option to master those skills they will need in order to succeed beyond high school.”

O’Connell said he looked forward to arguing the case in the appellate court. “”In sending this case to the Court of Appeal, the Supreme Court has provided us an opportunity to argue the merits of this case,” he said.

O’Connell, who wrote the law when he was a state legislator in 1999, said the test is an important ingredient in California’s school reform efforts. “We know, and look forward to sharing with the court, that as a result of the exit exam, our students have studied harder and learned more than they would have otherwise,” he said. “Schools, administrators, school board members, parents, and even policy makers here in Sacramento paid more attention to the needs of students who were falling behind their peers.

“Today’s court action marks an important step for school accountability. I will continue to fight to make sure every student who graduates in California has the skills necessary to succeed,” he said.

This article is based on Supreme Court Revives Exit Exam Requirement by Patrick Hannigan, James Logan Courier, which has a copyright policy compatible with our CC-BY 2.5. Specifically “Creative Commons 2.5 Share-Alike license“

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

Tuesday, February 23, 2010

Toyota has been accused by a U.S. House of Representatives committee with misleading the public and investigators over its recent recalls.

The accusations, in a statement from the House Energy and Commerce Committee, claim that Toyota both relied on a flawed study in its assessment of the issue of sticking accelerator pedals at the heart of the recalls, and then made misleading statements about its response. According to the authors of the letter, Henry Waxman and Bart Stupak, Toyota dismissed, rather than investigated, the idea that the cars’ computers were at fault. In a statement, James Lentz, the president of Toyota’s American division, claimed that hardware issues were to blame, and that dealers were repairing the faulty part. Toyota also released a study commissioned from the research firm Exponent that said electronic systems were not to blame.

According to the House committee, however, the study involved only six vehicles, none of which had problems with their electrical systems, and was insufficient to produce an accurate result. “Our preliminary assessment is that Toyota resisted the possibility that electronic defects could cause safety concerns, relied on a flawed engineering report and made misleading public statements concerning the adequacy of recent recalls to address the risk of sudden unintended acceleration.”

The company is under a criminal investigation, and has received two subpoenas for documents from two House committees relating to the recalls, although whether they are directly related to the letter is unclear. The documents are related to accelerator issues in several models, as well as brake problems with the Prius hybrid car, and were served earlier in in February by a federal grand jury and the Securities and Exchange Commission. Toyota has released upwards of 75,000 pages of documents under the requests.

In a separate, though related, development, it has emerged that Toyota last year negotiated a limited recall for two models, the Toyota Camry and Lexus ES, that were affected by the accelerator recalls, saving the company an estimated $100 million. A confidential internal presentation in July 2009 made the claim, and a month later, a Lexus ES, one of the models under the limited recall crashed in California, killing four people. The claims apparently referenced a September, 2007 recall of floor mats that could trap gas pedals, the same problem that triggered a full recall of numerous Toyota cars to fix the same problem. In the same presentation, the company claimed to have avoided recalls of another model related to rust, as well as delaying new federal safety regulations.

Monday, August 21, 2006

Buffalo, New York —

After nearly thirty years, Pano’s Restaurant at 1081 Elmwood Avenue in Buffalo, New York will end a tradition of being open 24 hours a day, seven days a week by ending its overnight food service.

The tradition for Buffalonians, who are able to enjoy drinks at the bars and clubs until 4:00 a.m. will end sometime at the end of August or September, according to overnight manager Wendi Dittmar and restaurant accountant Roseanne Jones.

“We will be starting the closure of the overnight shift sometime in the next 2 weeks to a month,” said Dittmar in an exclusive interview with Wikinews.

Jones told Wikinews that owner Pano Georgiadis is “just fed up” with the “destruction, the walk-outs of bills and fights that the ‘drunk’ people cause” in his restaurant.

Pano’s opened in 1977 on the day of the blizzard of ’77’ and has “remained open for 24 hours since then”, only closing for an hour at a time on the weekends to clean up and prepare the restaurant for breakfast, said Georgiadis.

Artvoice, which holds the “Best of Buffalo” competition every year where readers vote for their favorite Buffalo place, has listed Pano’s as the Best of Buffalo for best brunch, best Greek restaurant, best patio and best super-cheap breakfasts for 2006.

Dittmar also says that Georgiadis is expected to make several “public service announcements” within the next few weeks to “thank customers for their patronage.”

Saturday, April 17, 2010

Journalist, counselor, painter, and US 2012 Presidential candidate Joe Schriner of Cleveland, Ohio took some time to discuss his campaign with Wikinews in an interview.

Schriner previously ran for president in 2000, 2004, and 2008, but failed to gain much traction in the races. He announced his candidacy for the 2012 race immediately following the 2008 election. Schriner refers to himself as the “Average Joe” candidate, and advocates a pro-life and pro-environmentalist platform. He has been the subject of numerous newspaper articles, and has published public policy papers exploring solutions to American issues.

Wikinews reporter William Saturn? talks with Schriner and discusses his campaign.

Wednesday, August 19, 2009

A millionaire reality TV star is being sought by police over the murder of a model whose body was found in a Californian dumpster. 28-year-old Jasmine Fiore was found dead in an unzipped suitcase in Buena Park, Orange County.

Police are seeking real estate tycoon Ryan Jenkins, 32, a contestant on the reality show Megan Wants a Millionaire, in which former Rock of Love hopeful Megan Hauserman dates several rich men with the aim of ultimately becoming the girlfriend of one of them. Jenkins reportedly met Fiore at a Las Vegas strip club and married her two days later.

Jenkins reported the swimsuit model missing hours after the discovery of her body. Since then he has not returned calls from investigators and is considered a person of interest. Police suspect he may be on the run and are trying to trace him as well as a black and white Mercedes car he may be driving.

It is thought that Jenkins may have returned to his homeland of Canada. Fiore, who had worked for Playboy, had been strangled according to police. Her body was found by someone searching for goods to recycle. She was last seen alive at 8:30 p.m. on Friday and had not contacted her family since then.