At some point we all have to do a little banking, but before you can do that, you must open an account. There are a lot of banks and credit unions in the Schiller Park area, and most of them have the same process for opening an account. Here are some of the steps:

Bring Valid Identification

It doesn’t matter where you go, you are going to have to show some type of identification before you can open a bank account. Generally, this must be a state identification, such as a driver’s license or ID card, or a government identification, such as a passport. You will also need your Social Security number and a piece of mail that is postmarked, which shows your current address.

Bring a Deposit

The other thing that you need to open a bank account is a deposit. Most banks and credit unions require at least $25, but some of them might make an exception. The money that you bring will immediately be put into the account. You will, however, get temporary checks, which will allow you to take money out. You also might have access to an ATM card or debit card. Within a week or two, you should get permanent checks and a permanent card, which you can use to access your money.

Caveats to These Requirements

In some cases, you don’t need these requirements. For instance, if you are opening an account for a child, you won’t need a photo ID. However, you will need a copy of the child’s birth certificate and Social Security card in most cases. If you are opening a business account, you will need things like the company’s tax ID number.

If you want to learn more about banking, contact Leyden Credit Union near Schiller Park

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